S. In this article. With QuoteWizard you can compare policies and coverages from the top auto insurance companies to find the best coverage for the best rate. USAA is the second-cheapest rate at $288 a month. Learn more about QuoteWizard, one of the largest independent, privately-held insurance lead providers in the United States. Your car insurance premium is determined by how much you drive, with the average Metromile customer saving $741 per year on coverage for a driver travelling 6,000 miles annually. Drips Holdings, LLC v. There is also little turnover in upper management, so growth into that realm is questionable. State Guide. The average annual rate of renters insurance in the U. For minimum coverage, Progressive has the cheapest rate of $59 per month, followed by GEICO at $77 per month. QuoteWizard is hands down the best lead company. On average, New Yorkers pay $280 a month for full-coverage car insurance — significantly less than the national mean of $369. BBB File Opened: 7/2/2008. , are the cities with the highest rates of searches for seasonal depression. After your out-of-pocket costs hit that limit, you’ll pay 20% of the Medicare-approved. With our service, health insurance agents compete for your business so you get the best deal. Updated August 24, 2022 | by Rob Bhatt Rob Bhatt is a licensed insurance agent and staff writer at QuoteWizard, where he specializes in auto, home and renters insurance. Raising your deductible is another good way to save money on car insurance. Average rates are based on non-binding estimates provided by Quadrant Information Services. QuoteWizard paired 10 million data points with state fatality info to determine the best and worst driving states in the nation — and to help settle a few rivalries, too. Quotewizard. L. By visiting this site and the various websites owned and operated by QuoteWizard. 2 We work with thousands of Farmers Insurance agents to help them achieve their yearly goals. By clicking the “Get Your Pricing” button above and submitting this form, I am providing my express written consent for QuoteWizard to deliver calls or text messages to me regarding QuoteWizard’s insurance leads, including for marketing purposes, by using an automatic telephone dialing system or an artificial or prerecorded. QuoteWizard is a complete insurance marketing solution for agents and carriers. The next-best rates are available from Erie, $69 a month, and USAA, $83 a month. Key Takeaways. The Best and Worst Drivers by State 2022. Wet carpets. The U. This is significantly less than the rest of the home insurance companies in. $3. Age impacts the cost of car insurance the most, with a driver in their 30s paying almost 75% less for car insurance than a 16-year-old driver. State Farm has a great multi-policy discount, too. For full coverage, Grange has the most affordable rate of $120, followed by GEICO at $153. First Name Last Name Email Phone Number Insurance Carrier Lead Types (Optional) Auto Home Health Medicare Renters Live Transfer QuoteWizard does not provide Life leads. By clicking the “Get Your Pricing” button above and submitting this form, I am providing my express written consent for QuoteWizard to deliver calls or text messages to me regarding QuoteWizard’s insurance leads, including for marketing purposes, by using an automatic telephone dialing system or an artificial or prerecorded voice to the phone number I have. If the stolen car has a GPS system, notify the police and your insurer. Standard (average rates) A driving record with a minor blemish or two, or, in many states, average credit. Let us tell you how we can help you close more business. At the time of my departure work from home was still a rarity. We'll help you with any questions or issues you have with your account, leads, or calls. They are unethical and should be shut down. Insurance for Electric Cars. American Family comes next at $267 a month. Medicaid works similarly. Court fees and fines for DUI average $3,600. To generate leads using email marketing, you can create a lead magnet such as a free report or webinar related. Some examples of smart home devices include: Frontpoint security system. Of course, how much you pay to repair pothole damage to your car depends on the make and model of your vehicle, as. Updated April 4, 2023 | 0 min. Data was compiled in the last week of December 2022. Years in Business: 16. Even if QuoteWizard's purpose was that narrow to the exclusion of all other purposes—something the Court need not decide—the relevant legal question concerns the purpose of the text message. State Farm has the cheapest rates for minimum- and full-coverage auto insurance in Shreveport, Louisiana. Progressive has the cheapest rates in New York, charging $92 a month for minimum coverage and $145 for full coverage. We provide real-time insurance leads, live transfer calls, and online click solutions to connect agents and carriers. Students who live on-campus may prefer dorm insurance rather than staying on their parent’s homeowners policy. Ten percent of driver injuries due to crashes involve distracted. Minimum coverage. 11 per 1,000 residents in Erie, which is below the national average of 2. 1 star. According to QuoteWizard’s 2016 best and worst driving study, Utah took the top spot as the worst driving state in the county. It charges $105 per month, on average, for such policies. By clicking the “Get Your Pricing” button above and submitting this form, I am providing my express written consent for QuoteWizard to deliver calls or text messages to me regarding QuoteWizard’s insurance leads, including for marketing purposes, by using an automatic telephone dialing system or an artificial or. It was launched back in 2006 in Seattle, Washington, by brothers Rob and Scott Peyree. Overall, Missouri drivers pay slightly more for. Skin cancer rates rose by as much as 21% in some states. Your ZIP code. Nationwide, drivers pay $369 a month for full. Interested in Becoming a QuoteWizard. The whole interview took about 30 - 45 minutes. A rebuilt title is given to a salvage vehicle that has been restored and state-approved for use on public roads. Plan premiums range from $265 to $428, with deductibles ranging from $2,500 to $6,300. Plans that package identity theft insurance with credit monitoring and other services range from. According to the Kaiser Family Foundation (KFF), the average health insurance benchmark premium is $438 a month. Erie is the cheapest homeowners insurance company in Indiana, charging an average annual premium of $1,222. Compare that to the most expensive car to insure, the BMW M5, which costs an average of $461. Over 50 million people have relied on QuoteWizard to lower their rates and get coverage, which we’ve successfully connected to tens of thousands of agents across the country. Quotewizard by LendingTree, LLC (hereinafter LendingTree) has investigated the matter addressed in the consumers complaint. “Our office regularly closes their leads at 8–12%. as a whole. The two main types of car insurance fraud are soft fraud and hard fraud. By clicking the “Get Your Pricing” button above and submitting this form, I am providing my express written consent for QuoteWizard to deliver calls or text messages to me regarding QuoteWizard’s insurance leads, including for marketing purposes, by using an automatic telephone dialing system or an artificial or prerecorded. Non-standard (highest rates) Tarnished driving record, insurance lapses, bad credit and/or unconventional vehicles. or call (855) 478-1741 and we’ll customize a plan to fit your business. For full coverage, Texas drivers pay $430 a month on average, which is more than the national average of $369. Unlike other companies, our Medicare supplement leads are from real Medicare age shoppers who need your help choosing the policy that is right for them. C. The monthly averages for both Erie and Cincinnati are $102. It is followed by State Farm at $167 and American Family at $194. It charges $35 a month for minimum coverage and $71 a month for full coverage, on average. By clicking the “Get Your Pricing” button above and submitting this form, I am providing my express written consent for QuoteWizard to deliver calls or text messages to me regarding QuoteWizard’s insurance leads, including for marketing purposes, by using an automatic telephone dialing system or an artificial or prerecorded. His work has been cited by ABC, Business Insider, MSN and Yahoo. The Beehive state ranked sixth in 2021 and 22nd in 2020. Although the difference isn’t that great, QuoteWizard found that women tend to pay $19 more for car insurance than men. Learn from the experts on how to grow your business and increase your revenue with QuoteWizard's proven solutions. This rate is 38% lower than the national average, which is $1,903 a year. This price may vary if you have a deductible. QuoteWizard is hands down the best lead company. QuoteWizard helps you stay ahead of the curve by providing high-intent home insurance contacts from consumers who are actively searching for coverage. C. They have very deceptive business practices and will lie to get a sale. GEICO is the cheapest car insurance company in Jacksonville, charging $26 a month for minimum coverage and $131 a month for full coverage, on average. That same average is. This is 48% lower than the statewide average of $1,129 per year. If you rent or borrow a car, or need to file an SR-22 or FR-44, a non-owner policy may be a good option. And let's just say South and Central. read | by Bryan Ochalla. 9 billion out-of-pocket on alternative care. Methodology. How We Are Compensated. NYCM is the most affordable provider for young drivers, charging a monthly rate of $524 for full. The average cost of home insurance is $1,903 per year, according to our study of all 50 states. We pride ourselves on quality, honesty, and providing agents and consumers with the best tools and resources available. If you're looking to make a down payment on a full-coverage car insurance policy, USAA has the cheapest rate at $159. 264 at 1 n. In 2022, Fresno ranked third-worst for DUIs. We’re not affiliated with any single life insurance company. Since. Travelers offers the cheapest homeowners insurance in Baltimore, with its citywide rates averaging $82 a month. From 2017 to 2021, there were 14,620 fatal crashes involving distracted driving in the U. Better Value - Award-winning value & the best return policy. Connect David Sheesley Insurance Agent at 21st Century Insurance Goodyear, AZ. Utah drivers took over the top spot by ranking high in every dangerous driving category. Company. Security systems can save you up to 15% on your home insurance premium. To determine the best states for mental health. If we factor in synthetic, natural and semi-synthetic opioids, then the number of opioid-related deaths since 2015 rises to 160,000 — 70% of all overdose deaths. QuoteWizard helps you stay ahead of the curve by providing high-intent home insurance contacts from consumers who are actively searching for coverage. We connect you to life insurance agents from top companies competing for your business, so you get the best deal. The U. Key Takeaways. Citizens has the cheapest car insurance for Boston drivers who want state-minimum coverage at an average rate of $37 a month. 91 per month. Basketball, skateboarding and football are the most dangerous sports overall. Riversong: $1729. Get a FREE quote in minutes! Our agents are ready to help you find the right coverage, at the right price. We found that travel was highly dependent on lockdowns, stay-at-home orders and COVID-19-related news. Approximately 14 Reports Found. In connection with the acquisition of QuoteWizard, on October 31, 2018, the company granted restricted stock unit awards to one hundred forty-five key employees of QuoteWizard under its 2017. That can be expensive. is $641 per year and the average annual cost for full coverage is $1,255. An accident raises the average price of full-coverage car insurance in Nevada by 55% to $339 a month. We analyzed depression rates in each state over a period from 2014 to 2018 to find a five-year average in each state. State Farm is the cheapest car insurance company in Albuquerque, charging $99 a month for full coverage and $47 a month for minimum coverage. Below is a table showing the average down payment for both minimum-coverage and full-coverage car insurance on a one-year policy. That amount is less than the statewide average, which is $969. Insurance company. Read employee reviews and ratings on Glassdoor to decide if. QuoteWizard Elite offers large insurance agencies exclusive benefits, pricing, and access. Improve your credit score. However, its lack of driver discounts and mediocre website. QuoteWizard. All content and services provided on or through this site are provided "as is" and "as available" for use. At all. Criticized its lack of availability in all states and lack of local agents. Allstate is the cheapest. This includes: Agreed loss settlement: If your home is destroyed by a covered peril, you're paid out for the full value of it, minus your policy deductible. 64. Cheapest car insurance for drivers with bad credit. com is a leading insurance comparison shopping and research tool that enables consumers to compare agent and carrier quotes locally and nationally to get the. However, the average user of QuoteWizard's matching service saves about $65 a month on their auto insurance. Current QuoteWizard Agents Manage your existing account or get help by logging into the administration portal. The potential for long-term savings is a convincing reason to hire a DUI lawyer. Current QuoteWizard Agents Manage your existing account or get help by logging into the administration portal. The average Philadelphia driver pays $260 a month for full coverage. Call (855) 781-9902 or submit the form below to. According to Consumer Reports, a dorm insurance policy comes with a low. When you get a potential customer on the phone, you probably begin with a standard question and answer session focused around the policy details. Cheapest minimum-coverage auto insurance rates in New York: Progressive. and co-authored by Lindsey Garrant Lindsey Garrant is an. or Call (855) 623-1477. QuoteWizard, a subsidiary of LendingTree, has been helping thousands of insurance agents connect to local buyers for over 15 years. North Carolina suffers from natural disasters such as hurricanes, tornadoes and flooding. read | by Rob Bhatt Rob Bhatt is a licensed insurance agent and staff writer at QuoteWizard, where he specializes in auto, home and renters insurance. Montana, Wyoming and Rhode Island are the most gas-guzzling states. To own a used car in Michigan, drivers can expect to pay around $6,594 a year, compared to the national average of. Connect with your ideal local customers in real-time, seconds after they submit a quote request. We can help you get it. We found the Jeep Wrangler Sahara, Buick Encore and Honda Civic to be the least expensive cars to insure. QuoteWizard Marketing Resources offers tips and insights on how to generate, manage, and convert leads for insurance agents. 2. Identity verification. Skin cancer rates rose by as much as 21% in some states. Best Car Insurance Companies. Learn more about QuoteWizard, one of the largest independent, privately-held insurance lead providers in the United States. GEICO offers the cheapest auto insurance quotes in Tampa, Florida, based on our survey of the city’s top providers. The average cost of full-coverage car insurance in Austin is $150 a month. 15, 2024, if you want Obamacare coverage. com, LLC and its affiliates and subsidiaries (collectively, “Websites”), you are entering into a legal. Get a FREE quote in minutes! Our agents are ready to help you find the right coverage, at the right price. Cheapest minimum-coverage auto insurance rates in Chicago, IL: State Farm. Rhode Island, West Virginia and Massachusetts have the worst roads and bridges in the U. - Easily set daily caps and account pauses to get. $2,500. R. That's lower than the state average of $2379 but higher than the national average of $1548. Average Cost of Car Insurance (June 2023) The average cost of car insurance is $81 per month if you buy minimum coverage. State Farm is the cheapest car insurance company in Minnesota for drivers who want minimum coverage. Denver drivers pay an average of $198 a month for full coverage — slightly more than the statewide average of $190. Key findings: Football is the most dangerous sport for children under 15. 19-12235-LTS (Dec. Your personal property inventory needs to include as much of the following information as possible: Purchase dates, locations and prices. He specializes in auto, home and health insurance, and his work has been cited by Boston 25 News, Becker’s Hospital Review, MSN and Yahoo. Progressive has the cheapest homeowners insurance rates in Georgia at an average of $123 a month. It also includes additional coverages such as personal property replacement, which fully pays for the repairs or. Distracted driving has increased by 7% since 2017. This is 57% less than the national average of $369 a month. To own a used car in Michigan, drivers can expect to pay around $6,594 a year, compared to the national average of $4,400. Our analysis of homeowners insurance quotes for a typical home shows that Allstate offers the cheapest home insurance in Alabama, with rates averaging $1,611 a year, or $134 a month. However, travel remained. In 64% of cases, the repair bill is $250 or less. Citywide, the average full-coverage policy costs $190 a month, versus $369 nationwide. Age impacts the cost of car insurance the most, with a driver in their 30s paying almost 75% less for car insurance than a 16-year-old driver. Call the police if necessary. Theft of silverware, goldware, flatware and tea sets. In Maine, 80% of unvaccinated people are worried about side effects. We can help you get it. The average price of full-coverage car insurance in California is $157 a month. QuoteWizard is the largest privately owned and operated insurance lead provider in the U. This means that the site, while useful for customers as it makes getting quotes easy, it is also helpful for insurance agents. Points tied to an insurance provider can affect rates or premiums, though. Atlanta homeowners spend an average of $1,968 a year on insurance, slightly less than the statewide average of $1,979. State Farm has the best minimum-coverage auto insurance rates in Chicago, charging just $50 a month. The average cost of renters insurance in Seattle is $16 a month, lower than the national average of $18 a month. D. Optional replacement cost: Foremost sells optional coverage that replaces. On average, Albuquerque drivers pay $169 a month for full coverage, slightly more than the statewide average of $152. The cheapest car insurance companies in Washington, D. Which gender pays more for auto insurance at any given point in time depends on the age of the driver. QuoteWizard is the largest privately owned and operated insurance lead provider in the U. Cincinnati Insurance and Erie Insurance offer the cheapest homeowners insurance in Ohio, with rates averaging $83 and $87 a month, respectively. Most health plans cover flu shots and other vaccines, including employer, marketplace, Medicare and Medicaid plans. This rating has decreased by -11% over the last 12 months. Key findings: Football is the most dangerous sport for children under 15. QuoteWizard estimates that those with poor credit will pay on average 95% more for car insurance than someone with excellent credit. If your car has been broken into, follow these steps: Call 911. We have offices in Seattle, Denver, and Sacramento. com employees. or Call (855) 462-5309. Progressive has the cheapest car insurance in Phoenix at $161 a month for full coverage. Overall, Texas drivers pay far less than the average full. New Mexico, Hawaii and New Jersey have the most distracted drivers. 65 on the GeekWire 200, our list of the Pacific Northwest’s top startups, has been self-funded and family-owned since it was founded in 2006. Texas Farm Bureau offers the cheapest homeowners insurance in Austin, with rates averaging $121 a month. For 30% of people, the repair bill is between $250 and $1,000. In Maine, 80% of unvaccinated people are worried about side effects. Chubb is the best homeowners insurance company in Colorado overall due to offering the cheapest premiums and the best customer complaint rating. 2 We work with thousands of Farmers Insurance agents to help them achieve their yearly goals. While 2017 (3rd) and 2018 (9th) studies saw more favorable rankings, Utah remains a top 10 worst driving state. The figures in the table below are for flood insurance policies through the NFIP. As interest in electric vehicles continues to surge, insurance. read by Aaron Besson Aaron Besson is a staff writer at QuoteWizard, where he specializes in auto, home and renters insurance. Terms and Conditions. Drivers with a clean record pay an average of 84% less for car insurance than drivers with an SR-22. In this article. As soon as a lead submits a form, they’ll be on the DYL platform and ready to call. Lead & Call Channel Settings. That translates to an annual premium of $924 — a highly competitive figure for those. is $214. There are serious consequences — from fines to jail time — related to. ) the Defendant took a spaghetti-meet-wall approach to a summary judgment motion, and it did not go well. A former journalist, Nick spent years covering the insurance, business, technology and transportation industries. Nearly 57% of unvaccinated. GEICO offers the cheapest rates in Miami, charging $38 a month for minimum coverage and $166 for full coverage. They also are the most popular provider. Fresno, Calif. Auto-Owners is the second-cheapest option, with an average monthly cost of $52. Only 6% of incidents result in a bill over $1,000. For example, when a police officer pulls you over for running a stop sign, they will give you a document outlining the violation. I. Most Brooklyn drivers find the cheapest car insurance rates with NY Central Mutual. Insurance company. QuoteWizard lists a theft rate of 1. Read More. D. QuoteWizard: #1 in Search Leads. Citizens has the cheapest car insurance for Boston drivers who want state-minimum coverage at an average rate of $37 a month. That means GEICO’s premiums cost 29% less. Termites can cause costly damage to your home. QuoteWizard is an online lead-generation marketplace. Our goal is to build the bridge between consumers and insurance providers. QuoteWizard assessed how the average monthly auto insurance quotes in Atlanta compare to those in other Georgia cities. You should hold on to full-coverage auto insurance until your annual premium meets or exceeds the estimated payout if your car needs to be repaired or replaced. Car insurance in Shreveport is also higher than the national average of $81 a month. Full coverage. This means that if you have $300,000 in dwelling coverage, your ALE limit is $90,000. The national average cost of minimum-coverage car insurance is $81 per month. For the auto claims process, there is an Appraisals and Repairs phase as well. We've been doing this since 2006, and have connected over 50 million people to better rates. Updated June 12, 2023 | by Rob Bhatt. agreement to acquire QuoteWizard. The average repair bill associated with a pothole mishap is $306. Ohio filed Mar. Alternatively, its services insurance agents by selling them qualified or high-intent leads. Business Incorporated: Get in touch with QuoteWizard leads in seconds. His work has been cited by ABC, Business Insider, MSN and Yahoo. You are visiting a website owned by QuoteWizard. The cheapest car insurance for Florida drivers with a DUI is available from State Farm, $197 a month, and GEICO, $292 a month. This helps to ensure that all the necessary repairs are done. Join us and take advantage of superior results, service, and satisfaction, all delivered by the dedicated Elite team. Twenty-one percent of Americans have a mental health issue. Wisconsin, Illinois and Pennsylvania have the best mental health care in the nation. Log in to access these features and more: Lead & Call Dashboard. Yes, cell phones can be residential numbers for DNC purposes. You don't want to pay premiums to an insurer that is close to insolvency. I interviewed at Quotewizard. According to the Centers for Disease Control and Prevention, the average number of people who took medication for mental health reasons was 15. Auto-Owners and Progressive offer the cheapest car insurance rates to most drivers in Detroit, Michigan, according to our research. Educational Resources. government backs NFIP policies through the treasury, and rates are set by the program. Your credit score. Cypress offers the cheapest rates on condominium insurance in Florida. This accounted for over 11 percent of all personal expenses on healthcare. Coverage will last for three years after you are assigned to an insurer. Look for a company that offers high-quality leads at a reasonable price. Why QuoteWizard. When purchasing a renters insurance policy, you'll have to decide how much coverage you need. government backs NFIP policies through the treasury, and rates are set by the program. In 2007, the most recent available, Americans spent $33. But Arkansas, Missouri and South Carolina all have nearly four times the fatality rates of northern states like New Hampshire, North Dakota and Alaska. If you receive a lead that can be returned for one of the reasons listed in our Lead Credit Reason policy, you may submit the lead for credit on-line. The next-best rates are available from USAA, $273 a month, and GEICO, $320 a month. Nick VinZant. The next-best rates are available from USAA, $139 a month, and Country Financial, also $139 a month. Cincinnati Insurance’s average rate of $141 a month is affordable, too, and well below the state average. New Mexico, Hawaii and New Jersey have the most distracted drivers. We also pride ourselves on our support of individual agents and brokers. The average cost of full-coverage car insurance in Shreveport is $286 a month. Your gender. QuoteWizard (quotewizard. Monthly health insurance rate. State Farm is the cheapest option for drivers with a speeding ticket. Add it all up and Utah drivers could soon be paying more for their car insurance. Insurance company. open enrollment for 2024 goes from Oct. Along with cheap rates, Allstate offers. The average cost of full-coverage auto insurance in Rhode Island is $1,776 per year. Insurance company. Erie also has a great customer satisfaction score. QuoteWizard allows you to combine separate call packages so that you can set parameters around your call schedule, concurrency cap, daily volume, etc. 157 Yesler Way Ste 400, Seattle, WA 98104-3431. State Farm offers the best rate to drivers in Minneapolis who have a speeding ticket on their driving records — $110 per month ($1,316 per year) on average for full-coverage car insurance. The reference table below shows the most popular home insurance policy types and the. Sports-related injuries have declined by 31%. Direct mail can be a highly effective way to generate insurance leads, especially if you are targeting a specific geographic area or demographic. or Call (855) 891-7065. Allstate, Travelers, USAA and Farmers all fell below the average. Sports-related injuries have declined by 31%. QuoteWizard allows you to meet local consumers where they're shopping. Cheapest home insurance companies. Get an insurance quote on the phone. Twenty-eight percent of people with a mental illness experience unmet needs. The average monthly cost of minimum-coverage car insurance from State Farm is just $42. Improve your close rate, find out the latest industry news, learn about emerging trends in marketing and more with QuoteWizard's Agent Resources. Smokers pay more for health care because of the substantial risks from tobacco use. Effective Date: January 1, 2020. If the stolen car has a GPS system, notify the police and your insurer. Indiana is the cheapest state to own a used car, costing a total of $3,567 per year. 10/26/2023. You can also call us at (866) 224-2194. Security systems can save you up to 15% on your home insurance premium. This is a one-time fee. The provider’s average annual policy costs $1,302, or $109 a month. However, one positive note is that fewer drivers are drinking and driving. Among Houston’s leading home insurance companies, Amica Mutual has the highest overall satisfaction score from J. A. Deductibles for identity theft insurance are usually around $500. DYL’s all-in-one phone and lead management system automates your sales pipeline from capture to close. Vinings: $1808. QuoteWizard, ranked No. 13, 2021 D. Email marketing is an effective way to generate leads and nurture relationships with potential customers. Chubb, State Farm and Progressive also offer affordable home insurance rates to Arizona homeowners, according to our survey of the state’s top providers. The most common choices for buying car insurance online are purchasing it directly from an insurance company’s website and using an insurance comparison site. Keep in mind that USAA only offers car insurance for enlisted military and veterans, as. Musty odor. The cheapest home insurance companies in Texas: Chubb, $192 a month; USAA, $222; and Texas Farm Bureau, $228. A pattern emerged when QuoteWizard analysts tracked nationwide travel data by month. Farmers has the cheapest homeowners insurance rates in Atlanta, charging $1,451 a year, on average. com. D. These changes will take effect on Jan. Metromile. GEICO’s average rate of $52 a month is cheaper than the city average of $81 a month, too. Tobacco use. The average cost of renters insurance in Arizona, $210 a year, is 4% less than the national average of $219. Minneapolis improved to 30th best driving city in. GEICO has the lowest rate for auto insurance in San Francisco at $214 a month. California. State Farm is the best large car insurance company if you have a DUI on your record, based on our data. Here’s when and why you should get it. Besides all of the legal trouble that can come with a DUI, your driving record is blemished. State Farm offers the cheapest rates for home insurance in Charlotte, North Carolina, with an average rate of $730 a year. QuoteWizard Profile and History QuoteWizard was founded in 2006, is based in Seattle, Washington, and owns and operates an insurance comparison online marketplace. QuoteWizard is an insurance-comparison marketplace that provides tools for shoppers who want to get insurance quotes for their cars, health, and homes.